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Toyota Tacoma car insurance at a glance:
Toyota Tacoma Insurance Costs by Company
Drivers of Toyota Tacoma vehicles could save a significant amount by comparing car insurance quotes from multiple companies. Our analysis of leading insurers found that USAA* is the lowest-cost choice for insuring a Tacoma. The runner-up was Travelers.
Related: The best car insurance companies
Toyota Tacoma Insurance Costs by State
Toyota Tacoma car insurance rates will vary across states, often due to historical claims in the state, medical costs, vehicle repair costs and state regulations. If you’re insuring a Tacoma, our analysis found that Louisiana is the most expensive, while Vermont is the least expensive.
Cost of Insurance for a Toyota Tacoma Based on Driver Age
In our analysis, 60 stands out as the cheapest age for insuring a Toyota Tacoma.
By comparison, Tacoma owners age 20 will get the highest rates.
There are many factors that go into calculating your own car insurance quotes. These usually include your driving record, your address (where you keep the vehicle), annual mileage, your credit-based insurance score (poor credit risks pay more), your past car insurance claims, the type of the car, any recent lapse in your auto insurance and the types and amount of coverage you choose.
Related: 9 Factors That Affect Your Car Insurance Rates
How to Save Money on Toyota Tacoma Car Insurance
There are several ways you can lower car insurance costs, such as:
- Compare car insurance quotes. Auto insurance companies each have a different way of pricing insurance for a Toyota Tacoma. The best way to find a competitive cost is to compare car insurance quotes from several insurers.
- Buy the right amount of car insurance. While you want to make sure you have enough insurance, you also don’t want to end up buying unnecessary insurance for a Tacoma. Here are tips for deciding how much car insurance you need.
- Maintain a good credit score. Insurers in most states can use your credit-based insurance score as a factor in setting rates. But not all insurers give credit the same weight in pricing, which is why it’s wise to get multiple quotes.
- Increase your auto insurance deductible. Generally the higher your car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 or more.
Methodology
Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.
*USAA car insurance is available only to military members, veterans and their families.