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Toyota Prius car insurance at a glance:
Toyota Prius Insurance Rates by Company
Prius drivers can potentially save significant money by comparing car insurance quotes among several insurers. Among the large insurance companies we evaluated, Erie offers the cheapest car insurance for a Prius. The next lowest in our analysis was USAA*.
Related: The best car insurance companies
Toyota Prius Insurance Costs by State
Prius car insurance quotes will vary across states, often because of historical claims in the state, medical expenses, vehicle repair costs and state regulations. If you’re insuring a Prius, our assessment of rates found that Louisiana is the most expensive, while Hawaii is the least expensive.
Cost of Insurance for a Toyota Prius Based on Driver Age
According to a price analysis by Forbes Advisor, the least expensive age for insuring a Toyota Prius is 60.
Conversely, the most expensive age to insure a Prius is age 20.
There are several factors that go into determining your own car insurance quotes. These typically include your driving record, your address (where you keep the vehicle), annual mileage, your credit-based insurance score (car owners with lower credit pay more), your past auto insurance claims, the type of the vehicle, any recent lapse in your auto insurance and the types and amount of insurance you have.
Related: 9 Factors That Affect Your Car Insurance Rates
How to Save Money on Toyota Prius Car Insurance
There are several ways you can lower car insurance costs, such as:
- Check out vehicle insurance quotes. Auto insurance companies each have a different way of pricing insurance for a Prius. The best way to find an affordable rate is to compare car insurance quotes from several insurers.
- Buy the right amount of car insurance. While you want to make sure you have the right amount of coverage, you also don’t want to end up buying unnecessary insurance for a Prius. Here are ways to decide how much car insurance you need.
- Maintain good credit. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurers give credit the same weight in pricing, which is why it’s wise to get multiple quotes.
- Increase your car insurance deductible. Usually the higher the car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 and up.
Methodology
Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.
*USAA car insurance is available only to military members, veterans and their families.