Best Pet Insurance in Maine 2024 – Forbes Advisor


How Much Does Pet Insurance Cost in Maine?

Pet insurance in Maine costs an average of $50 for a dog and $25 per month for a cat, according to our analysis of pet insurance costs. That’s for a policy with $5,000 of annual coverage, a $250 deductible and 80% reimbursement level. A policy with unlimited annual coverage, a $250 deductible and 80% reimbursement level costs an average of $76 per month for a dog and $36 per month for a cat in Maine.

Cost of Pet Insurance for Dogs in Maine

Cost of Pet Insurance for Cats in Maine

More: How Does Pet Insurance Work?

How To Find the Best Pet Insurance in Maine

When you’re examining your choices for the best pet insurance, you may be looking for the cheapest pet insurance policy. Before you go for the cheapest option, see if the policy has these features.

Veterinary Costs in Maine

Although the average vet visit cost in Maine is $50 for dogs, if your pet has additional vet needs, like dental care and surgery, costs will be higher. Here’s a look at vet visit costs in different cities in Maine.

Methodology

To find the best Maine pet insurance we scored each company based on the following:

  • Pet insurance rates (40% of score): We calculated average rates in Maine for medium sized mixed breed dogs age 3 months, 2 years, 5 years and 7 years for plans with unlimited coverage, a $250 deductible and a 80% reimbursement level, or the closest options available.
  • Special waiting period (10% of score): Many pet insurance companies have a special waiting period for problems such as cruciate ligament issues and hip dysplasia. Plans that had no waiting period, a waiting period of fewer than six months or the ability to have the waiting period waived scored higher.
  • Direct payment to vet (10% of score): Pet insurance companies that have the ability to pay a vet directly earned points.
  • 24/7 vet health line (10% of score): Insurers that provide access to a 24/7 vet health line earned points.
  • Routine wellness plans (10% of score): Insurers that offer optional wellness plans earned points.
  • Pays veterinary exam fees (10% of score): Plans that cover the vet exam fee received points. Not all insurers cover exam fees, even if the fee is for an illness or accident-related visit.
  • Euthanasia or end of life expenses (5% of score): Insurers that cover end of life expenses, such as euthanasia, cremation or burial fees, received points.
  • Multipet discount (5% of score): Many pet insurance companies offer a discount if you insure more than one pet. Insurers that offer a multipet discount earned points.

Read more: How Forbes Advisor rates pet insurance companies

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