If you use your credit card frequently, you may be able to earn bonus rewards on your everyday purchases with the Amex EveryDay® Credit Card*. The card also offers a decent introductory 0% APR promotion, and, as a Membership Rewards-earning card, a lot of flexibility when it comes to redeeming your points.
Rewards: Earn 2 Membership Rewards points per dollar at US supermarkets on up to $6,000 per year in purchases (then 1X), 2 points per dollar when using the card to book trips through American Express Travel and 1 point for every eligible dollar on everything else. Plus, use the card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases.
Welcome offer: Earn 10,000 points after spending $2,000 in qualifying purchases in the first 6 months of account opening.
Annual fee: $0
Other benefits and drawbacks: When you open the card, you’ll get a 0% intro APR on purchases and balance transfers for 15 months, followed by a regular APR of 18.24% – 29.24% variable. A balance transfer fee of $5 or 3%, whichever is greater, applies. The card’s balance transfer fee is Either $5 or 3% of the amount of each transfer, whichever is greater.
While the card’s rewards program gives you access to a variety of redemption options, including the ability to transfer your points to select airline and hotel loyalty programs. Most cards with this option charge an annual fee.
That said, it may make sense to pair the Amex EveryDay® Credit Card* with other Membership Rewards-earning credit cards to make the most of your spending.
All information about Amex EveryDay® Credit Card has been collected independently by Forbes Advisor