In addition to reporting data from all three of the major credit bureaus, Experian IdentityWorks provides plans at multiple price points and has a family option.
Experian—one of the three major credit bureaus—offers two paid IdentityWorks credit monitoring and ID theft protection options: Premium and Family. They include identity protection for one or two adults and up to $1 million in identity theft insurance*.
The two plans offer FICO Score alerts and monitoring of new credit inquiries, new accounts, large balance changes, credit utilization and other activity.
Both plans come with a seven-day free trial. After that, Premium costs $24.99 per month and Family costs $34.99 per month for one adult. The Family plan covers two adults plus up to 10 children.
A credit card is required to start your free seven-day trial membership. You may cancel your trial membership at any time within seven days without charge. If you decide not to cancel, your membership will continue, and you will be billed for each month that you continue your membership.
Credit monitoring with Experian begins within 48 hours after you sign up for your trial. Monitoring with Equifax and TransUnion generally begins within four days of registering. However, there have been instances when credit monitoring for those two companies doesn’t start during your trial period. You may cancel your trial membership in Experian IdentityWorksSM at any time within seven days of enrollment without being charged.
* Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.