If you have a United credit card, make the most of it by taking advantage of as many benefits as possible. If you have miles rebates, lounge access passes or fee credits, don’t let them expire unused. If you find that you’re not using all of the benefits your card offers, consider if downgrading to a card with a lower annual fee option makes more sense.
How To Upgrade United Credit Cards
If you have a United credit card but a different one would fit your needs, you can call Chase to ask if you’re eligible to upgrade or downgrade your United card to the one you prefer. Keep in mind that if you do this, you won’t be eligible to earn the welcome bonus for the new card.
Pro Tip
If you want a different United card and you’re eligible to apply for another Chase card, you should consider applying for a new card rather than upgrading or downgrading your United card so you can earn another welcome bonus.
Is a United Card Worth It?
United offers some compelling cards. Whether a United Card is worth it for you will depend on your personal circumstances and the value you can expect to get out of it. It always makes sense to consider more general travel rewards and cash-back cards before locking yourself in with a specific brand.
Find the Best Travel Credit Cards for 2024
Find the best travel credit card for your travel needs.
Bottom Line
Choosing the best United Airlines credit card for you may take some time, but the right card can help you travel for less and gain access to more benefits than you would without the card. It’s worthwhile to take some time upfront to make sure you have the card that best suits your needs.