You can apply for a Bank of America credit card via the Bank of America website. After selecting the right fit, you will be redirected to a secure online credit card application form. Fill out the application and click submit. Applications can also be saved for later so long as any application started is completed within 30 days.
After submitting your application you should receive a notice via email from Bank of America quickly informing you if your application has been approved, declined or needs more time for review. Once approved, you will normally receive your card within 10 business days.
How To Activate Bank of America Credit Cards
The fastest way to activate your credit card is to use Bank of America’s Online Banking service, either through a web browser or the app. Once you enroll, you can use your Online Banking ID and passcode to confirm and activate your card. If you have trouble during the activation process, you can call the customer service number on the back of the card.
How To Cancel a Bank of America Credit Card
You can cancel your Bank of America credit card in one of three ways: Visiting a local branch and speaking with someone in person, calling Bank of America or submitting your request by mail.
Who Should Get a Bank of America Credit Card?
Bank of America offers credit cards suitable for a wide array of consumers. Frequent travelers, students and small business owners can all benefit from using Bank of America cards, as can customers who are strictly interested in cash-back benefits or who need to rebuild credit. If your brand loyalty to Bank of America is strong enough to rule out all options from other card issuers, be sure to thoroughly research all of Bank of America’s credit card options to find the one that most suits your needs.
Preferred Rewards members can especially benefit from a Bank of America card with the added rewards bonus for Gold members and above.