This Truist Bank bonus is a great choice if you live in the South, Mid-Atlantic or Midwest and want a regional bank with signup bonuses. You’ll get the benefits of banking in person and earning a cash reward. However, Truist is a regional bank, so this promotion may not be available in your area.
Why We Like It
We like that this bonus only has a $500 direct deposit requirement, and you have 90 days to complete it. We also like that this account has a $100 negative balance buffer for those who qualify. Truist One Checking also has relationship levels based on your combined monthly average balance that offer perks based on your level.
What We Don’t Like
We don’t like that this Truist Bank offer is only available to residents of Alabama, Arkansas, Georgia, Florida, Indiana, Kentucky, Maryland, Mississippi, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia and District of Columbia.
Who It’s Best For
This bonus is best for those who live in the South, Mid-Atlantic or Midwest area and want significant overdraft protection.
To qualify for the $400 bonus offer, you must open a new Truist One Checking account online using promo code TRUIST400DC24. Then, you must receive at least one direct deposit of $500 or more and complete at least 15 qualifying debit card transactions within 90 calendar days of account opening. You will receive your bonus within four weeks after the qualifications are met.
Accounts opened at a branch location aren’t eligible for the bonus. Truist One Checking charges a $12 monthly fee. It waives the monthly fee when you meet one of the following:
- Receive $500 in monthly direct deposits
- Have a combined balance of $500 or more across Truist accounts
- Have a Truist personal credit card or loan
- Have a linked Truist business checking account
- You’re a student who’s younger than 25-years-old