Delta SkyMiles Gold American Express Card Review 2024 – Forbes Advisor


Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Platinum American Express Card

It’s true that the Delta SkyMiles® Platinum American Express Card comes with a higher $350 annual fee (terms apply, see rates & fees), but it also comes with more benefits.

For starters, the Delta SkyMiles® Platinum American Express Card members benefit from a Companion Certificate each year upon card renewal that is good for a round-trip Main Cabin U.S., Mexico, Caribbean or Central American Delta flight for a plus-one.

The ticket itself is complimentary, but you’re still responsible for taxes and fees associated with the flight. If the original flight costs more than $350, you can justify the annual fee if you use the Companion Certificate every year. The Delta SkyMiles® Platinum American Express Card also comes with the TakeOff 15 benefit.

Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card (terms apply, see rates & fees) is for true Delta loyalists. The card’s annual fee is steep at $650 but includes complimentary access to the Centurion Lounge and Delta Sky Club when booking Delta flights with the card through January 2025. That’s less than what you’d pay for a Sky Club membership alone. Effective Feb. 1, 2025, members will receive 15 visits per year and can earn unlimited visits when card spending reaches $75,000 in a calendar year. Once all 15 visits have been used, eligible card members may purchase additional visits at a per-visit rate of $50 per person using the card.

You get all the perks of the SkyMiles Gold card, including checked bags and the TakeOff 15 benefit. Additionally, you’ll receive a Companion Certificate valid for eligible flights each year you renew your card. The certificate is good for one round-trip flight in first class, Comfort+ or Main Cabin within the U.S. and to Mexico, the Caribbean or Central America when you pay taxes and fees. The card also comes loaded with an annual $240 Resy credit (up to $20 monthly) toward purchases at U.S. Resy restaurants, as well as $120 in ride-hailing credits (up to $10 monthly) when using your card to pay for select ride providers. Enrollment is required for select benefits.

Delta SkyMiles® Gold American Express Card vs. American Express® Green Card*

If you’re just becoming familiar with credit card points and miles, a flexible bank card may be more suitable. Instead of being tied to a single rewards program, why not have more say in how you redeem your rewards?

The American Express® Green Card* earns Membership Rewards points, which can be transferred to more than a dozen airline and hotel programs, including Delta SkyMiles, Air France/KLM Flying Blue and Virgin Atlantic Flying Club, all three of which are SkyTeam partners. This gives you multiple routes for booking Delta award flights. While availability won’t change, one airline will likely offer a lower price than the other, depending on the route booked.

Points earned with the Amex Green Card also can be used to book flights directly through American Express Travel at a rate of 1 cent per point.

For a similar annual fee of $150, the American Express® Green Card* also comes with a CLEAR® Plus statement credit. The card also earns 3 points per dollar on travel and transit including flights, hotels, taxis, rideshare services, trains, parking and more, 3 points per dollar on eligible purchases at restaurants worldwide including takeout and delivery in the U.S. and 1 point per dollar on other purchases. Not only will you earn rewards faster, you’ll have more options for redeeming them.

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