Chewy Pet Insurance Review 2024 – Forbes Advisor


Chewy pet insurance through Lemonade and Trupanion offers plans similar to what you’ll find from the best pet insurance companies. Your pet can be covered for a wide range of problems, such as accidents (like a broken bone) and illnesses (like cancer). You can also buy a plan to cover routine vet expenses such as annual check-ups and vaccinations.

Chewy Pet Insurance Accident and Illness Plans

Chewy pet insurance offers different types of accident and illness plans through Lemonade and Trupanion: Value, Essential, Essential Plus and Complete plans.

Accident and illness plans are the most common type of pet insurance policies and cover the widest ranges of problems. They cover veterinary expenses for accidents (like swallowed foreign objects and broken bones) and illness (like allergies and cancer).

Certain expenses are covered or have limited coverage depending on what type of Chewy pet insurance plan you buy. Here’s a comparison of three Chewy pet insurance plans.

Chewy Pet Insurance Accident-Only Plan

Chewy pet insurance offers an accident-only plan through Trupanion. This covers injuries like getting struck by a vehicle, bite wounds or swallowing a foreign object, but it doesn’t cover veterinary costs for illness-related problems like allergies or cancer.

Chewy Pet Insurance Wellness Plans

The best pet insurance wellness plans for routine care cover expenses like annual wellness exams and vaccinations. You can add a wellness plan to a Chewy pet insurance plan through both Lemonade and Trupanion. But if you want to buy a wellness plan as a standalone policy, you’ll need to buy it through Trupanion.

The types of expenses covered by a Chewy pet insurance wellness plan include:

  • Annual check-up.
  • Blood tests.
  • Fecal tests.
  • Heartworm tests.
  • Flea, tick or heartworm medication.
  • Vaccines.

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