California pet insurance costs an average of $50 a month, according to our analysis. That’s for a policy with $5,000 of annual coverage, a $250 deductible and 80% reimbursement level. The cost for a policy with unlimited annual coverage, a $250 deductible and 80% reimbursement level is $71 per month.
Your own California pet insurance cost will depend on factors such as:
- Annual limit, deductible and reimbursement level.
- Breed and gender.
- Where you live.
- The pet’s age.
The Cost of Pet Insurance for Dogs in California
The average cost of pet insurance for a medium-sized mixed breed dog in California is $50 per month for a policy with $5,000 of annual coverage, a $250 deductible and 80% reimbursement level. The cost for a policy with unlimited annual coverage, a $250 deductible and 80% reimbursement level is $71 per month.
Cost of Pet Insurance in California by Dog Breed
Here’s a look at how cost varies by common dog breeds.
Costs are based on a plan with $5,000 of annual coverage ($10,000 for Pumpkin), a $250 deductible ($300 for Fetch and $500 for ManyPets) and 80% reimbursement level for mixed breed dogs in California, and unlimited annual coverage ($15,000 for Fetch and $100,000 for Lemonade), a $250 deductible ($300 for Fetch and $500 for ManyPets) and 80% reimbursement level for mixed breed dogs in California. Source: PetInsurer.com
The Cost of Pet Insurance for Cats in California
The average cost of pet insurance for cats in California is $32 per month, according to a Forbes Advisor analysis of pet insurance costs in the state. That’s for a policy with $5,000 of annual coverage, a $250 deductible and 80% reimbursement level. A policy with unlimited annual coverage, a $250 deductible and 80% reimbursement level is $38 per month.
Cost of Pet Insurance in California by Cat Breed
Costs are based on a plan with $5,000 of annual coverage ($10,000 for Pumpkin), a $250 deductible ($300 for Fetch and $500 for ManyPets) and 80% reimbursement level for mixed breed cats in California, and unlimited annual coverage ($15,000 for Fetch and $100,000 for Lemonade), a $250 deductible ($300 for Fetch and $500 for ManyPets) and 80% reimbursement level for mixed breed cats in California. Source: PetInsurer.com