The Amex EveryDay® Credit Card*, doesn’t charge an annual fee but does feature a key benefit: Cardholders can earn a 20% bonus on all points earned by making 20 purchases or more in a billing cycle. This card is ideal for those who want to start earning Membership Rewards without paying an annual fee.
Rewards: Earn 2 Membership Rewards points per dollar at US supermarkets on up to $6,000 per year in purchases (then 1X), 2 points per dollar when using the card to book trips through American Express Travel and 1 point for every eligible dollar on everything else. Plus, use the card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases.
Welcome offer: Earn 10,000 points after spending $2,000 in qualifying purchases in the first 6 months of account opening.
Annual fee: $0
Other benefits and drawbacks: While some other no annual fee American Express cards might earn more rewards, the Amex EveryDay® Credit Card* provides no annual fee access to transferable Membership Rewards points. This makes it a great starter card or an option to downgrade from a Membership Rewards-earning American Express card with an annual fee. Additionally, it has a 0% intro APR on purchases and balance transfers for 15 months, followed by a regular APR of 18.24% – 29.24% variable. A balance transfer fee of $5 or 3%, whichever is greater, applies.
All information about Amex EveryDay® Credit Card has been collected independently by Forbes Advisor